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Terms and Conditions

Last updated 15 November 2026

These terms are an agreement between you and Token Africa Inc ("Token Africa", "we", "us"), which runs Token Africa Investor Academy (the "Academy"). By creating an account or continuing to use the Academy, you agree to these terms.

The service

The Academy is an online investing education program: lessons, quizzes, certificates, a lesson helper and a Practice Lab that uses simulated money only. Some features are free; lessons, the lesson helper and the Practice Lab require full access, bought with a one-time payment.

Education only, not advice

Everything in the Academy is for general educational purposes only. It is not financial, investment, legal or tax advice, and it is not a recommendation to buy or sell any security. No real money is invested through the Academy. Any investing decisions you make are your own responsibility.

Your account

  • You must be of legal age where you live, or have a parent or guardian's permission.
  • Give accurate information and keep your sign-in details private. You are responsible for activity under your account.

Acceptable use

You must not misuse the Academy, including by: using it unlawfully; fraud or spam; infringing anyone's intellectual property; interfering with its security (for example malware, probing or scraping); reverse engineering it; or reselling or sharing your access.

Lesson helper

The lesson helper uses AI to explain lesson concepts. Its answers may be inaccurate or incomplete; check them against the lesson. You are responsible for what you ask and how you use the answers. We may filter, limit or refuse answers.

Intellectual property

Token Africa Inc owns the Academy and its content, software and branding. We give you a personal, non-exclusive, non-transferable licence to use it for your own learning.

Payments

Our order process is conducted by our online reseller Paddle.com. Paddle.com is the Merchant of Record for all our orders. Paddle provides all customer service inquiries and handles returns. Payment, billing, tax and refund terms are set out in Paddle's Buyer Terms and our Refund policy. Full access is a one-time payment with no renewal. If a payment is refunded, full access ends.

Availability

We work to keep the Academy running, but we do not guarantee it will be uninterrupted or error-free. To the fullest extent the law allows, the Academy is provided "as is" without implied warranties, and our total liability is limited to the amount you paid us in the previous 12 months. We are not liable for indirect or consequential losses. Nothing here limits liability that cannot be limited by law.

Suspension and termination

We may suspend or end your access for a material breach of these terms, non-payment or a reversed payment, security or fraud risk, or repeated or serious misuse. You can stop using the Academy and ask us to delete your account at any time.

Changes and contact

We may update these terms and will show the date of the latest version here. Questions: invest@tokenafrica.io.